Personal Finance

Is a Home Warranty Worth the Money? | Personal Finance

Your home may be your biggest investment, but you’ll need more than homeowners insurance to protect it. While a homeowners policy will cover damage from incidents like fires and falling trees, it isn’t going to pay for a leaking roof or a furnace failure. Fortunately, there is another type of plan that will cover these …

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Searching for Your First Job?  3 Benefits to Look For

Searching for Your First Job? 3 Benefits to Look For

Image source: Getty Images You don’t want to pass any of these up. Key points These days, companies are having a hard time hiring staff. Some are offering better benefits to attract talent. Look for good health insurance, an employer-matched retirement plan, and paid time off at the jobs you’re considering. If you’re a recent …

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3 Passive Income Pitfalls to Avoid This Summer |  Smart Change: Personal Finance

3 Passive Income Pitfalls to Avoid This Summer | Smart Change: Personal Finance

(Daniel Foelber) Passive income is one of the gateways to financial independence. Unlike capital gains from the sale of stock, where an investor must take an action to close a position in order to book the gains, passive income happens automatically. Examples include dividend stocks, interest from a bond or savings account, and income from …

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Can ETFs Alone Make You Retire a Millionaire?  |  Smart Change: Personal Finance

Can ETFs Alone Make You Retire a Millionaire? | Smart Change: Personal Finance

(Sam Swenson, CFA, CPA) With the recent rise (and subsequent fall) of new investing vehicles — cryptocurrency and NFTs, to name a few — it’s been easy to forget that exchange-traded funds (ETFs) are all you need to retire as a millionaire. On a base level, ETFs are attractive because of their minimal costs, diversification …

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This Week's Student Loan Refinancing Rates: June 7, 2022

This Week’s Student Loan Refinancing Rates: June 7, 2022

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. Terms apply to offers listed on this page. Read our editorial standards. Average interest rates …

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The Future Of Personal Finance: Fintech 50 2022

The Future Of Personal Finance: Fintech 50 2022

Samir Goel and Abbey WemimoESUSU Reported by Isabel Contreras and Jeff Kauflin Pandemic uncertainty, followed by stimulus cash boosts and now, skyrocketing inflation, has made young folks more conscious of their finances—and financial standing—than ever before. So it’s fitting that half of the eight personal finance startups honored on this year’s Fintech 50 list (and …

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Some states require each high school to offer personal finance topics |  National

Some states require each high school to offer personal finance topics | Northwest & National News

Roughly half of the US requires financial literacy topics to be offered in schools, whether through a standalone course on the subject or combined with another course. While schools in these states must offer personal finance instruction to students, in theory, the consistency and accessibility of this type of education are hazy in practice. In …

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How People with Pandemic-Induced Financial Fatigue Can Get Back on Track

How People with Pandemic-Induced Financial Fatigue Can Get Back on Track

People are worn out. They are trying to make it through the stress of the pandemic, a continually volatile market and record inflation. And, for many who are years from retirement, they have decades of work ahead of them. These younger Americans are in the middle of their working years – those critical saving-for-retirement years. …

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